Lien Stripping in Chapter 13
Lien Stripping in Chapter 13 : Is it For You? The process known as lien stripping is the opportunity to strip an unsecured second or third mortgage, or home equity line of credit from real property,...
View ArticleWhat is a secured creditor?
“Secured Creditor“ Sounds important, maybe scary, but remember -knowledge is power. A secured creditor is a creditor with a valid mortgage or lien against the property of a debtor, such as a mortgage,...
View ArticleFiling Time Limits in Bankruptcy
How often can I receive a discharge of debts through bankruptcy? Although you can file bankruptcy as many times as you want, you can only obtain a discharge – wiping your debts away – periodically...
View ArticleBankruptcy and Cosigners
The Affect of Filing Bankruptcy on Cosigners Many times when a person is seeking to obtain a loan a cosigner is required. Many times these cosigners are either a friend or family member who signs a...
View ArticleShort Sales and Deed in Lieu of Foreclosure
Foreclosure Options Outside of Bankruptcy Homeowners that can no longer afford their mortgage payments face several choices in how to deal with their debt. The options of deed in lieu of foreclosure...
View ArticleProtecting Your Property: Bankruptcy Exemptions in Ohio
A major concern people have when considering filing for bankruptcy protection is how to keep their property. The amount of property you are allowed to keep depends on the Bankruptcy Exemptions in Ohio...
View ArticleCan Bankruptcy Stop an Eviction?
Eviction, Bankruptcy and You A tenant being evicted from their residence used to have the option of filing bankruptcy to stop the eviction and remain in their dwelling. Filing bankruptcy allowed the...
View Article5 Helpful Debt Reduction Strategies
If you find yourself in over your head with debt these 5 Debt Reduction Strategies just might help turn things around for you and let you avoid bankruptcy. Pay more than the minimum payment on your...
View ArticleDayton Bankruptcy Attorney: Passing Bad Checks
This site has blogged before about how debt collectors cannot threaten to bring criminal actions for an unpaid debt. While this is true for most debts, there is an exception for creditors who...
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